
August 09, 2023
The Small Business Administration Needs To Increase Its Capacity, Not Lending Authority To Fintechs
Continued reliance on underregulated financial technology companies could stand to further harm the agency’s reputation and goals for lending equity.
May 12, 2020
A Brief History of the SBA
In the past month, the Small Business Administration (SBA) has gained widespread media attention. This research report reviews the little-known agency’s history.
May 01, 2020
The SBA's Office of Advocacy: What is it and Why is it Relevant?
The Small Business Administration’s Office of Advocacy (“Advocacy”) is a little known corner of the executive branch that wields a surprising amount of power, particularly in the regulatory process. This research memo explores the powers Advocacy possesses, how the office gained this power, and the potential Advocacy may have in a progressive administration to be a strong anti-consolidation voice in the regulatory process.
April 28, 2020
The SBA Was Never Prepared to Handle This
Many Americans might not have heard of the U.S. Small Business Administration (SBA) before COVID-19. In fact, the small executive agency has been involved in the federal government’s response to some of the largest economic crises and natural disasters over the past two decades. This time around, the SBA has been thrust front and center as it attempts to administer one of the largest loan programs in our nation’s history. But if our Congressional leaders had spent time understanding the SBA’s limitations, perhaps they would have paused before giving the agency free rein to hand out billions of taxpayer dollars.
April 21, 2020
This Time Around, Congress Must Implement Meaningful Oversight of SBA Loan Programs
Congressional leaders have finally reached a deal to replenish the SBA COVID response loan programs temporarily after days of negotiations. Putting aside the tragically narrow parameters of this deal, House Democrats should only be acceding to further funding these ill-designed programs after they have secured effective oversight of the Trump Administration’s heretofore bumbling execution of the law.